Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,827,000 | 33,073,000 | 33,623,000 | 35,620,000 |
| Total loans | 11,202,000 | 11,213,000 | 9,940,000 | 12,297,000 |
| Allowance for loan losses | 198,000 | 188,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,688,000 | 17,550,000 | 16,987,000 | 17,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,993,000 | 30,143,000 | 30,655,000 | 32,568,000 |
| Interest-bearing deposits | 20,147,000 | 20,605,000 | 21,132,000 | 21,364,000 |
| Noninterest-bearing deposits | 8,846,000 | 9,538,000 | 9,523,000 | 11,204,000 |
| Equity capital | 2,650,000 | 2,706,000 | 2,733,000 | 2,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 903,000 | 1,371,000 | 1,863,000 |
| Interest expense | 172,000 | 350,000 | 537,000 | 717,000 |
| Net interest income | 267,000 | 553,000 | 834,000 | 1,146,000 |
| Noninterest income | 49,000 | 99,000 | 143,000 | 201,000 |
| Noninterest expense | 194,000 | 374,000 | 572,000 | 784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 278,000 | 405,000 | 563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 278,000 | 405,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,479,000 | 2,535,000 | 2,562,000 | 2,620,000 |
| Total capital | 2,674,000 | 2,723,000 | 2,749,000 | 2,820,000 |
| Risk-weighted assets | 15,888,000 | 15,911,000 | 14,934,000 | 17,188,000 |