Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 27,583,000 | 28,010,000 | 28,640,000 | 29,298,000 |
| Total loans | 10,980,000 | 10,696,000 | 10,634,000 | 10,236,000 |
| Allowance for loan losses | 176,000 | 170,000 | 202,000 | 220,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,849,000 | 13,752,000 | 14,467,000 | 14,896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,035,000 | 25,423,000 | 26,008,000 | 26,635,000 |
| Interest-bearing deposits | 18,989,000 | 18,964,000 | 19,397,000 | 19,776,000 |
| Noninterest-bearing deposits | 6,046,000 | 6,459,000 | 6,611,000 | 6,859,000 |
| Equity capital | 2,479,000 | 2,498,000 | 2,513,000 | 2,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 656,000 | 1,001,000 | 1,364,000 |
| Interest expense | 71,000 | 146,000 | 245,000 | 357,000 |
| Net interest income | 251,000 | 510,000 | 756,000 | 1,007,000 |
| Noninterest income | 49,000 | 85,000 | 128,000 | 175,000 |
| Noninterest expense | 172,000 | 338,000 | 502,000 | 677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 257,000 | 382,000 | 505,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 257,000 | 382,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,308,000 | 2,327,000 | 2,342,000 | 2,340,000 |
| Total capital | 2,484,000 | 2,497,000 | 2,524,000 | 2,520,000 |
| Risk-weighted assets | 14,418,000 | 14,453,000 | 14,502,000 | 14,337,000 |