Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,848,000 | 26,180,000 | 26,363,000 | 26,832,000 |
| Total loans | 10,648,000 | 10,313,000 | 9,731,000 | 10,512,000 |
| Allowance for loan losses | 219,000 | 221,000 | 176,000 | 176,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,724,000 | 12,550,000 | 11,970,000 | 13,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,356,000 | 23,666,000 | 23,828,000 | 24,280,000 |
| Interest-bearing deposits | 18,634,000 | 18,531,000 | 18,251,000 | 18,576,000 |
| Noninterest-bearing deposits | 5,722,000 | 5,135,000 | 5,577,000 | 5,704,000 |
| Equity capital | 2,436,000 | 2,443,000 | 2,454,000 | 2,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 589,000 | 873,000 | 1,171,000 |
| Interest expense | 62,000 | 121,000 | 182,000 | 248,000 |
| Net interest income | 234,000 | 468,000 | 691,000 | 923,000 |
| Noninterest income | 42,000 | 80,000 | 120,000 | 161,000 |
| Noninterest expense | 170,000 | 338,000 | 494,000 | 658,000 |
| Provision for loan losses | 15,000 | 20,000 | 25,000 | 25,000 |
| Pretax income | 91,000 | 190,000 | 292,000 | 401,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 6,000 |
| Net income | 90,000 | 187,000 | 288,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,265,000 | 2,272,000 | 2,283,000 | 2,280,000 |
| Total capital | 2,439,000 | 2,439,000 | 2,449,000 | 2,455,000 |
| Risk-weighted assets | 14,058,000 | 13,465,000 | 13,259,000 | 13,967,000 |