Call reports 2003
FIRST BANK — 2003
What FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,584,000 | 27,026,000 | 27,515,000 | 27,017,000 |
| Total loans | 10,750,000 | 10,049,000 | 9,925,000 | 10,305,000 |
| Allowance for loan losses | 164,000 | 179,000 | 189,000 | 204,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,389,000 | 13,185,000 | 13,452,000 | 13,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,065,000 | 24,470,000 | 24,954,000 | 24,495,000 |
| Interest-bearing deposits | 20,652,000 | 20,455,000 | 20,140,000 | 18,818,000 |
| Noninterest-bearing deposits | 3,413,000 | 4,015,000 | 4,814,000 | 5,677,000 |
| Equity capital | 2,418,000 | 2,451,000 | 2,467,000 | 2,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 643,000 | 951,000 | 1,251,000 |
| Interest expense | 102,000 | 184,000 | 257,000 | 321,000 |
| Net interest income | 217,000 | 459,000 | 694,000 | 930,000 |
| Noninterest income | 46,000 | 89,000 | 135,000 | 177,000 |
| Noninterest expense | 166,000 | 312,000 | 465,000 | 618,000 |
| Provision for loan losses | 9,000 | 24,000 | 39,000 | 54,000 |
| Pretax income | 88,000 | 212,000 | 325,000 | 435,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 87,000 | 210,000 | 321,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,247,000 | 2,280,000 | 2,296,000 | 2,265,000 |
| Total capital | 2,411,000 | 2,448,000 | 2,464,000 | 2,436,000 |
| Risk-weighted assets | 14,208,000 | 13,599,000 | 13,545,000 | 13,784,000 |