Call report 2023Q4
MINNESOTA LAKES BANK — 2023Q4
The 22 measures MINNESOTA LAKES BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,257,000 | USD | evidence → |
| Total loans | 76,899,000 | USD | evidence → |
| Allowance for loan losses | 557,000 | USD | evidence → |
| Securities available for sale | 36,779,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,296,000 | USD | evidence → |
| Interest-bearing deposits | 85,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,689,000 | USD | evidence → |
| Equity capital | 12,909,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,033,000 | USD | evidence → |
| Interest expense | 425,000 | USD | evidence → |
| Net interest income | 5,608,000 | USD | evidence → |
| Noninterest income | 938,000 | USD | evidence → |
| Noninterest expense | 5,102,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,444,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 1,339,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,919,000 | USD | evidence → |
| Total capital | 12,502,000 | USD | evidence → |
| Risk-weighted assets | 86,009,000 | USD | evidence → |