Call report 2008Q4
MINNESOTA LAKES BANK — 2008Q4
The 22 measures MINNESOTA LAKES BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,929,000 | USD | evidence → |
| Total loans | 29,581,000 | USD | evidence → |
| Allowance for loan losses | 199,000 | USD | evidence → |
| Securities available for sale | 27,996,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 52,422,000 | USD | evidence → |
| Interest-bearing deposits | 42,002,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,420,000 | USD | evidence → |
| Equity capital | 6,932,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,590,000 | USD | evidence → |
| Interest expense | 991,000 | USD | evidence → |
| Net interest income | 2,599,000 | USD | evidence → |
| Noninterest income | 738,000 | USD | evidence → |
| Noninterest expense | 2,498,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 703,000 | USD | evidence → |
| Income tax | -16,000 | USD | evidence → |
| Net income | 719,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,054,000 | USD | evidence → |
| Total capital | 7,253,000 | USD | evidence → |
| Risk-weighted assets | 38,410,000 | USD | evidence → |