Call reports 2001

MINNESOTA LAKES BANK — 2001

Name: MINNESOTA LAKES BANK — FFIEC call report 2001
Creator: MINNESOTA LAKES BANK

What MINNESOTA LAKES BANK reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b44cd969-508a-4b6e-905d-8752cf4b2d89/2001

Balance sheet

What the bank holds and owes at quarter end

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Total assets	37,168,000	39,916,000	42,709,000	44,235,000
Total loans	20,562,000	20,715,000	21,804,000	22,924,000
Allowance for loan losses	172,000	185,000	186,000	162,000
Securities available for sale	717,000	274,000	1,310,000	1,646,000
Securities held to maturity	10,990,000	11,634,000	12,298,000	14,482,000
Trading assets	0	0	0	0
Total deposits	32,932,000	35,630,000	38,210,000	39,763,000
Interest-bearing deposits	26,739,000	28,699,000	30,487,000	31,861,000
Noninterest-bearing deposits	6,193,000	6,931,000	7,723,000	7,902,000
Equity capital	3,722,000	3,826,000	3,943,000	4,061,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Interest income	724,000	1,445,000	2,174,000	2,899,000
Interest expense	299,000	598,000	898,000	1,166,000
Net interest income	425,000	847,000	1,276,000	1,733,000
Noninterest income	135,000	293,000	440,000	591,000
Noninterest expense	397,000	829,000	1,252,000	1,713,000
Provision for loan losses	13,000	25,000	25,000	25,000
Pretax income	150,000	286,000	439,000	585,000
Income tax	44,000	76,000	112,000	140,000
Net income	106,000	210,000	327,000	445,000

Basel measures — not reported for every quarter

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Tier 1 capital	3,722,000	3,826,000	3,943,000	4,061,000
Total capital	3,894,000	4,011,000	4,129,000	4,223,000
Risk-weighted assets	23,895,000	23,248,000	25,533,000	27,241,000