Call reports 2012
PEOPLES NATIONAL BANK LEADVILLE — 2012
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,608,000 | 49,663,000 | 51,450,000 | 52,858,000 |
| Total loans | 27,493,000 | 30,919,000 | 34,209,000 | 37,358,000 |
| Allowance for loan losses | 255,000 | 244,000 | 235,000 | 236,000 |
| Securities available for sale | 19,860,000 | 13,806,000 | 14,258,000 | 12,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,829,000 | 44,804,000 | 44,411,000 | 44,786,000 |
| Interest-bearing deposits | 37,514,000 | 37,265,000 | 36,672,000 | 36,612,000 |
| Noninterest-bearing deposits | 8,316,000 | 7,538,000 | 7,740,000 | 8,174,000 |
| Equity capital | 4,594,000 | 4,673,000 | 4,761,000 | 4,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 762,000 | 1,166,000 | 1,550,000 |
| Interest expense | 49,000 | 94,000 | 144,000 | 187,000 |
| Net interest income | 333,000 | 668,000 | 1,022,000 | 1,363,000 |
| Noninterest income | 99,000 | 192,000 | 292,000 | 389,000 |
| Noninterest expense | 335,000 | 675,000 | 1,030,000 | 1,428,000 |
| Provision for loan losses | -10,000 | -10,000 | -19,000 | -19,000 |
| Pretax income | 107,000 | 295,000 | 403,000 | 443,000 |
| Income tax | 35,000 | 98,000 | 133,000 | 144,000 |
| Net income | 72,000 | 197,000 | 270,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,348,000 | 4,498,000 | 4,562,000 | 4,602,000 |
| Total capital | 4,604,000 | 4,753,000 | 4,819,000 | 4,859,000 |
| Risk-weighted assets | 20,473,000 | 20,368,000 | 22,521,000 | 23,440,000 |