Call reports 2009
PEOPLES NATIONAL BANK LEADVILLE — 2009
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,838,000 | 42,640,000 | 43,267,000 | 43,738,000 |
| Total loans | 13,754,000 | 13,856,000 | 11,902,000 | 10,946,000 |
| Allowance for loan losses | 230,000 | 166,000 | 390,000 | 419,000 |
| Securities available for sale | 23,436,000 | 21,526,000 | 18,250,000 | 15,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,567,000 | 38,520,000 | 38,838,000 | 39,509,000 |
| Interest-bearing deposits | 31,272,000 | 31,331,000 | 31,735,000 | 32,302,000 |
| Noninterest-bearing deposits | 7,294,000 | 7,190,000 | 7,103,000 | 7,207,000 |
| Equity capital | 4,072,000 | 3,957,000 | 4,252,000 | 4,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 896,000 | 1,305,000 | 1,641,000 |
| Interest expense | 131,000 | 250,000 | 365,000 | 473,000 |
| Net interest income | 332,000 | 646,000 | 940,000 | 1,168,000 |
| Noninterest income | 86,000 | 132,000 | 233,000 | 321,000 |
| Noninterest expense | 412,000 | 797,000 | 1,188,000 | 1,575,000 |
| Provision for loan losses | -200,000 | -200,000 | 23,000 | 79,000 |
| Pretax income | 280,000 | 320,000 | 278,000 | 186,000 |
| Income tax | 0 | 0 | -248,000 | -301,000 |
| Net income | 280,000 | 320,000 | 526,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,662,000 | 3,702,000 | 3,706,000 | 3,614,000 |
| Total capital | 3,860,000 | 3,888,000 | 3,867,000 | 3,772,000 |
| Risk-weighted assets | 15,761,000 | 15,750,000 | 12,662,000 | 12,339,000 |