Call reports 2008
PEOPLES NATIONAL BANK LEADVILLE — 2008
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,178,000 | 37,058,000 | 42,105,000 | 42,662,000 |
| Total loans | 12,389,000 | 12,821,000 | 12,632,000 | 14,041,000 |
| Allowance for loan losses | 199,000 | 221,000 | 225,000 | 275,000 |
| Securities available for sale | 23,055,000 | 20,511,000 | 20,621,000 | 19,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,132,000 | 33,782,000 | 38,384,000 | 38,706,000 |
| Interest-bearing deposits | 27,774,000 | 26,966,000 | 28,806,000 | 30,935,000 |
| Noninterest-bearing deposits | 8,358,000 | 6,816,000 | 9,578,000 | 7,771,000 |
| Equity capital | 3,798,000 | 3,017,000 | 3,459,000 | 3,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,078,000 | 1,595,000 | 2,075,000 |
| Interest expense | 170,000 | 321,000 | 465,000 | 620,000 |
| Net interest income | 385,000 | 757,000 | 1,130,000 | 1,455,000 |
| Noninterest income | 100,000 | 190,000 | 282,000 | 365,000 |
| Noninterest expense | 471,000 | 921,000 | 1,331,000 | 1,747,000 |
| Provision for loan losses | 0 | 193,000 | 193,000 | 255,000 |
| Pretax income | 14,000 | 24,000 | 80,000 | 51,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 24,000 | 80,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,364,000 | 3,376,000 | 3,431,000 | 3,402,000 |
| Total capital | 3,572,000 | 3,565,000 | 3,624,000 | 3,610,000 |
| Risk-weighted assets | 16,662,000 | 15,063,000 | 15,424,000 | 16,564,000 |