Call reports 2007
PEOPLES NATIONAL BANK LEADVILLE — 2007
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 153,342,000 | 157,296,000 | 150,351,000 | 42,617,000 |
| Total loans | 90,933,000 | 91,262,000 | 93,904,000 | 12,559,000 |
| Allowance for loan losses | 1,849,000 | 1,749,000 | 1,549,000 | 234,000 |
| Securities available for sale | 33,410,000 | 32,491,000 | 21,693,000 | 18,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,729,000 | 130,681,000 | 122,647,000 | 35,901,000 |
| Interest-bearing deposits | 92,646,000 | 96,086,000 | 91,598,000 | 27,943,000 |
| Noninterest-bearing deposits | 33,084,000 | 34,595,000 | 31,050,000 | 7,958,000 |
| Equity capital | 25,289,000 | 25,372,000 | 25,740,000 | 6,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,525,000 | 6,185,000 | 8,881,000 | 10,221,000 |
| Interest expense | 1,029,000 | 1,782,000 | 2,488,000 | 2,858,000 |
| Net interest income | 2,496,000 | 4,403,000 | 6,393,000 | 7,363,000 |
| Noninterest income | 3,926,000 | 4,205,000 | 4,470,000 | 4,617,000 |
| Noninterest expense | 2,318,000 | 4,163,000 | 6,378,000 | 7,288,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 4,104,000 | 4,545,000 | 4,473,000 | 4,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,104,000 | 4,545,000 | 4,473,000 | 4,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,165,000 | 25,605,000 | 25,533,000 | 6,218,000 |
| Total capital | 26,536,000 | 26,990,000 | 26,926,000 | 6,436,000 |
| Risk-weighted assets | 109,046,000 | 110,268,000 | 110,952,000 | 17,447,000 |