Call reports 2006
PEOPLES NATIONAL BANK LEADVILLE — 2006
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 219,967,000 | 209,667,000 | 213,328,000 | 214,312,000 |
| Total loans | 153,161,000 | 134,540,000 | 130,409,000 | 115,573,000 |
| Allowance for loan losses | 1,548,000 | 1,541,000 | 1,565,000 | 1,693,000 |
| Securities available for sale | 40,491,000 | 44,027,000 | 46,427,000 | 34,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,516,000 | 188,069,000 | 190,450,000 | 191,888,000 |
| Interest-bearing deposits | 153,987,000 | 142,418,000 | 144,977,000 | 146,632,000 |
| Noninterest-bearing deposits | 44,529,000 | 45,651,000 | 45,473,000 | 45,256,000 |
| Equity capital | 19,745,000 | 19,699,000 | 21,109,000 | 21,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,617,000 | 7,280,000 | 10,972,000 | 14,577,000 |
| Interest expense | 963,000 | 1,988,000 | 3,085,000 | 4,218,000 |
| Net interest income | 2,654,000 | 5,292,000 | 7,887,000 | 10,359,000 |
| Noninterest income | 759,000 | 903,000 | 1,518,000 | 1,889,000 |
| Noninterest expense | 2,136,000 | 4,501,000 | 6,727,000 | 8,928,000 |
| Provision for loan losses | 175,000 | 131,000 | 434,000 | 1,078,000 |
| Pretax income | 1,102,000 | 1,563,000 | 2,244,000 | 2,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,102,000 | 1,563,000 | 2,244,000 | 2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,533,000 | 19,017,000 | 19,721,000 | 19,607,000 |
| Total capital | 20,081,000 | 20,558,000 | 21,286,000 | 21,300,000 |
| Risk-weighted assets | 165,513,000 | 149,181,000 | 147,815,000 | 138,495,000 |