Call reports 2005
PEOPLES NATIONAL BANK LEADVILLE — 2005
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 253,542,000 | 259,824,000 | 259,199,000 | 221,773,000 |
| Total loans | 206,391,000 | 191,582,000 | 180,841,000 | 153,315,000 |
| Allowance for loan losses | 3,415,000 | 1,705,000 | 1,396,000 | 1,339,000 |
| Securities available for sale | 6,766,000 | 11,088,000 | 25,231,000 | 38,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,172,000 | 234,850,000 | 233,301,000 | 199,131,000 |
| Interest-bearing deposits | 176,198,000 | 174,327,000 | 173,411,000 | 153,854,000 |
| Noninterest-bearing deposits | 51,974,000 | 60,523,000 | 59,890,000 | 45,276,000 |
| Equity capital | 23,188,000 | 23,158,000 | 23,873,000 | 20,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,867,000 | 7,749,000 | 11,716,000 | 15,465,000 |
| Interest expense | 708,000 | 1,537,000 | 2,381,000 | 3,225,000 |
| Net interest income | 3,159,000 | 6,212,000 | 9,335,000 | 12,240,000 |
| Noninterest income | 544,000 | 1,028,000 | 286,000 | 4,524,000 |
| Noninterest expense | 2,311,000 | 4,789,000 | 7,255,000 | 9,689,000 |
| Provision for loan losses | 117,000 | 546,000 | -811,000 | -306,000 |
| Pretax income | 1,275,000 | 1,905,000 | 3,177,000 | 7,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,275,000 | 1,905,000 | 3,177,000 | 7,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,298,000 | 21,259,000 | 22,173,000 | 19,409,000 |
| Total capital | 23,946,000 | 22,964,000 | 23,569,000 | 20,748,000 |
| Risk-weighted assets | 211,099,000 | 203,537,000 | 195,977,000 | 165,260,000 |