Call reports 2004
PEOPLES NATIONAL BANK LEADVILLE — 2004
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 247,456,000 | 248,290,000 | 253,378,000 | 247,249,000 |
| Total loans | 215,980,000 | 217,350,000 | 218,016,000 | 216,825,000 |
| Allowance for loan losses | 2,122,000 | 2,160,000 | 3,074,000 | 3,692,000 |
| Securities available for sale | 8,366,000 | 7,095,000 | 6,909,000 | 5,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,730,000 | 213,924,000 | 228,653,000 | 223,636,000 |
| Interest-bearing deposits | 168,952,000 | 167,641,000 | 174,695,000 | 172,081,000 |
| Noninterest-bearing deposits | 40,778,000 | 46,283,000 | 53,959,000 | 51,555,000 |
| Equity capital | 22,487,000 | 23,429,000 | 22,374,000 | 21,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,827,000 | 7,754,000 | 11,655,000 | 15,354,000 |
| Interest expense | 627,000 | 1,255,000 | 1,893,000 | 2,555,000 |
| Net interest income | 3,200,000 | 6,499,000 | 9,762,000 | 12,799,000 |
| Noninterest income | 439,000 | 892,000 | 1,419,000 | 1,879,000 |
| Noninterest expense | 2,567,000 | 5,166,000 | 7,262,000 | 9,731,000 |
| Provision for loan losses | 110,000 | 195,000 | 1,125,000 | 1,916,000 |
| Pretax income | 962,000 | 2,030,000 | 2,794,000 | 3,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 962,000 | 2,030,000 | 2,794,000 | 3,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,258,000 | 21,365,000 | 20,317,000 | 19,391,000 |
| Total capital | 22,380,000 | 23,525,000 | 23,094,000 | 22,124,000 |
| Risk-weighted assets | 218,696,000 | 220,361,000 | 221,824,000 | 217,632,000 |