Call reports 2003
PEOPLES NATIONAL BANK LEADVILLE — 2003
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 229,441,000 | 226,424,000 | 240,907,000 | 246,595,000 |
| Total loans | 197,376,000 | 193,958,000 | 198,884,000 | 203,631,000 |
| Allowance for loan losses | 2,076,000 | 2,066,000 | 2,219,000 | 2,194,000 |
| Securities available for sale | 11,008,000 | 8,911,000 | 10,246,000 | 8,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,024,000 | 194,788,000 | 214,423,000 | 220,885,000 |
| Interest-bearing deposits | 152,260,000 | 157,391,000 | 173,085,000 | 173,959,000 |
| Noninterest-bearing deposits | 39,764,000 | 37,397,000 | 41,338,000 | 46,926,000 |
| Equity capital | 20,739,000 | 21,313,000 | 21,491,000 | 21,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,853,000 | 6,718,000 | 10,479,000 | 14,306,000 |
| Interest expense | 572,000 | 1,297,000 | 2,136,000 | 2,850,000 |
| Net interest income | 2,281,000 | 5,421,000 | 8,343,000 | 11,456,000 |
| Noninterest income | 322,000 | 829,000 | 1,347,000 | 1,870,000 |
| Noninterest expense | 1,445,000 | 3,635,000 | 5,820,000 | 8,199,000 |
| Provision for loan losses | 200,000 | 255,000 | 437,000 | 802,000 |
| Pretax income | 958,000 | 2,360,000 | 3,433,000 | 4,325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 958,000 | 2,360,000 | 3,433,000 | 4,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,122,000 | 18,826,000 | 19,114,000 | 19,308,000 |
| Total capital | 20,198,000 | 20,892,000 | 21,333,000 | 21,502,000 |
| Risk-weighted assets | 197,705,000 | 197,092,000 | 202,508,000 | 209,339,000 |