Call reports 2002
PEOPLES NATIONAL BANK LEADVILLE — 2002
What PEOPLES NATIONAL BANK LEADVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 97,626,000 | 98,565,000 | 102,164,000 | 101,641,000 |
| Total loans | 71,118,000 | 78,451,000 | 74,908,000 | 77,685,000 |
| Allowance for loan losses | 955,000 | 927,000 | 1,064,000 | 1,121,000 |
| Securities available for sale | 16,116,000 | 10,816,000 | 10,671,000 | 8,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,313,000 | 87,247,000 | 90,910,000 | 90,943,000 |
| Interest-bearing deposits | 72,257,000 | 73,359,000 | 73,871,000 | 75,499,000 |
| Noninterest-bearing deposits | 14,055,000 | 13,888,000 | 17,038,000 | 15,444,000 |
| Equity capital | 9,556,000 | 9,747,000 | 9,931,000 | 9,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,269,000 | 4,996,000 | 6,600,000 |
| Interest expense | 413,000 | 818,000 | 1,203,000 | 1,559,000 |
| Net interest income | 1,288,000 | 2,451,000 | 3,793,000 | 5,041,000 |
| Noninterest income | 126,000 | 200,000 | 358,000 | 547,000 |
| Noninterest expense | 816,000 | 1,663,000 | 2,442,000 | 3,313,000 |
| Provision for loan losses | 60,000 | 70,000 | 215,000 | 275,000 |
| Pretax income | 538,000 | 1,043,000 | 1,619,000 | 2,125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 538,000 | 1,043,000 | 1,619,000 | 2,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,804,000 | 7,113,000 | 7,341,000 | 6,779,000 |
| Total capital | 7,710,000 | 8,040,000 | 8,230,000 | 7,690,000 |
| Risk-weighted assets | 72,390,000 | 76,835,000 | 70,968,000 | 72,638,000 |