Call reports 2025
MADISON VALLEY BANK — 2025
What MADISON VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 268,975,000 | 266,494,000 | 274,889,000 | 261,975,000 |
| Total loans | 129,808,000 | 129,443,000 | 128,080,000 | 129,933,000 |
| Allowance for loan losses | 2,058,000 | 2,043,000 | 2,049,000 | 2,030,000 |
| Securities available for sale | 38,468,000 | 39,117,000 | 42,599,000 | 41,844,000 |
| Securities held to maturity | 82,247,000 | 81,485,000 | 79,979,000 | 76,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,341,000 | 235,601,000 | 250,929,000 | 237,601,000 |
| Interest-bearing deposits | 163,574,000 | 166,397,000 | 167,281,000 | 167,837,000 |
| Noninterest-bearing deposits | 71,767,000 | 69,204,000 | 83,648,000 | 69,764,000 |
| Equity capital | 22,159,000 | 21,653,000 | 22,881,000 | 23,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,930,000 | 5,952,000 | 9,088,000 | 12,315,000 |
| Interest expense | 745,000 | 1,668,000 | 2,521,000 | 3,282,000 |
| Net interest income | 2,185,000 | 4,284,000 | 6,567,000 | 9,033,000 |
| Noninterest income | 182,000 | 352,000 | 502,000 | 677,000 |
| Noninterest expense | 1,888,000 | 3,934,000 | 5,784,000 | 7,855,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 479,000 | 702,000 | 1,277,000 | 1,847,000 |
| Income tax | 30,000 | 30,000 | 40,000 | 80,000 |
| Net income | 449,000 | 672,000 | 1,237,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,981,000 | 23,933,000 | 24,199,000 | 24,269,000 |
| Total capital | 26,151,000 | 26,119,000 | 26,370,000 | 26,427,000 |
| Risk-weighted assets | 173,556,000 | 174,831,000 | 173,619,000 | 172,619,000 |