Call reports 2019
MADISON VALLEY BANK — 2019
What MADISON VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 165,525,000 | 171,758,000 | 183,377,000 | 181,684,000 |
| Total loans | 95,500,000 | 100,672,000 | 106,186,000 | 109,540,000 |
| Allowance for loan losses | 1,094,000 | 1,222,000 | 1,284,000 | 1,353,000 |
| Securities available for sale | 52,925,000 | 52,392,000 | 52,826,000 | 53,057,000 |
| Securities held to maturity | 317,000 | 307,000 | 305,000 | 297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,004,000 | 155,970,000 | 167,166,000 | 165,202,000 |
| Interest-bearing deposits | 102,985,000 | 103,153,000 | 106,175,000 | 110,125,000 |
| Noninterest-bearing deposits | 48,019,000 | 52,817,000 | 60,991,000 | 55,077,000 |
| Equity capital | 14,301,000 | 15,503,000 | 15,816,000 | 16,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,399,000 | 5,339,000 | 7,272,000 |
| Interest expense | 100,000 | 209,000 | 323,000 | 464,000 |
| Net interest income | 1,577,000 | 3,190,000 | 5,016,000 | 6,808,000 |
| Noninterest income | 152,000 | 347,000 | 549,000 | 709,000 |
| Noninterest expense | 1,186,000 | 2,455,000 | 3,830,000 | 5,224,000 |
| Provision for loan losses | 20,000 | 52,000 | 121,000 | 193,000 |
| Pretax income | 542,000 | 1,049,000 | 1,633,000 | 2,119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 1,049,000 | 1,633,000 | 2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,542,000 | 15,704,000 | 15,943,000 | 16,179,000 |
| Total capital | 16,636,000 | 16,926,000 | 17,227,000 | 17,532,000 |
| Risk-weighted assets | 105,915,000 | 110,760,000 | 112,382,000 | 115,672,000 |