Call reports 2016
MADISON VALLEY BANK — 2016
What MADISON VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 141,933,000 | 150,597,000 | 157,844,000 | 149,206,000 |
| Total loans | 80,242,000 | 83,076,000 | 84,125,000 | 84,033,000 |
| Allowance for loan losses | 967,000 | 960,000 | 979,000 | 956,000 |
| Securities available for sale | 46,316,000 | 44,695,000 | 47,140,000 | 48,925,000 |
| Securities held to maturity | 360,000 | 360,000 | 359,000 | 359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,273,000 | 136,343,000 | 143,153,000 | 135,983,000 |
| Interest-bearing deposits | 93,303,000 | 95,027,000 | 96,840,000 | 96,858,000 |
| Noninterest-bearing deposits | 34,970,000 | 41,316,000 | 46,313,000 | 39,125,000 |
| Equity capital | 13,485,000 | 14,043,000 | 14,363,000 | 12,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,835,000 | 4,410,000 | 5,898,000 |
| Interest expense | 72,000 | 143,000 | 217,000 | 292,000 |
| Net interest income | 1,336,000 | 2,692,000 | 4,193,000 | 5,606,000 |
| Noninterest income | 167,000 | 343,000 | 542,000 | 697,000 |
| Noninterest expense | 1,033,000 | 2,074,000 | 3,182,000 | 4,265,000 |
| Provision for loan losses | 9,000 | 25,000 | 79,000 | 123,000 |
| Pretax income | 461,000 | 974,000 | 1,553,000 | 1,994,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 461,000 | 974,000 | 1,553,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,292,000 | 13,538,000 | 13,942,000 | 13,783,000 |
| Total capital | 14,259,000 | 14,498,000 | 14,921,000 | 14,739,000 |
| Risk-weighted assets | 78,779,000 | 91,452,000 | 92,683,000 | 92,937,000 |