Call reports 2015
MADISON VALLEY BANK — 2015
What MADISON VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,350,000 | 138,642,000 | 145,943,000 | 145,354,000 |
| Total loans | 75,117,000 | 77,294,000 | 78,866,000 | 79,676,000 |
| Allowance for loan losses | 985,000 | 942,000 | 945,000 | 946,000 |
| Securities available for sale | 45,140,000 | 43,251,000 | 43,380,000 | 45,551,000 |
| Securities held to maturity | 23,000 | 23,000 | 22,000 | 360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,002,000 | 126,024,000 | 132,613,000 | 132,213,000 |
| Interest-bearing deposits | 92,541,000 | 89,885,000 | 92,003,000 | 95,582,000 |
| Noninterest-bearing deposits | 32,461,000 | 36,139,000 | 40,610,000 | 36,631,000 |
| Equity capital | 13,136,000 | 12,411,000 | 13,069,000 | 12,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,830,000 | 4,251,000 | 5,687,000 |
| Interest expense | 80,000 | 155,000 | 229,000 | 304,000 |
| Net interest income | 1,313,000 | 2,675,000 | 4,022,000 | 5,383,000 |
| Noninterest income | 127,000 | 298,000 | 468,000 | 620,000 |
| Noninterest expense | 1,058,000 | 2,160,000 | 3,239,000 | 4,360,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 11,000 |
| Pretax income | 382,000 | 813,000 | 1,248,000 | 1,632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 382,000 | 813,000 | 1,248,000 | 1,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,812,000 | 12,641,000 | 12,944,000 | 13,006,000 |
| Total capital | 13,797,000 | 13,583,000 | 13,889,000 | 13,952,000 |
| Risk-weighted assets | 83,642,000 | 85,172,000 | 86,253,000 | 84,959,000 |