Call reports 2014
MADISON VALLEY BANK — 2014
What MADISON VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 132,901,000 | 136,601,000 | 142,900,000 | 142,356,000 |
| Total loans | 73,629,000 | 75,632,000 | 76,426,000 | 76,809,000 |
| Allowance for loan losses | 1,055,000 | 1,028,000 | 1,007,000 | 1,004,000 |
| Securities available for sale | 38,835,000 | 40,812,000 | 44,027,000 | 46,048,000 |
| Securities held to maturity | 255,000 | 387,000 | 24,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,876,000 | 124,390,000 | 130,274,000 | 129,581,000 |
| Interest-bearing deposits | 91,966,000 | 90,513,000 | 93,087,000 | 93,761,000 |
| Noninterest-bearing deposits | 28,910,000 | 33,877,000 | 37,187,000 | 35,820,000 |
| Equity capital | 11,743,000 | 11,956,000 | 12,297,000 | 12,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,778,000 | 4,204,000 | 5,636,000 |
| Interest expense | 98,000 | 195,000 | 290,000 | 377,000 |
| Net interest income | 1,256,000 | 2,583,000 | 3,914,000 | 5,259,000 |
| Noninterest income | 149,000 | 285,000 | 482,000 | 530,000 |
| Noninterest expense | 1,069,000 | 2,185,000 | 3,298,000 | 4,404,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 683,000 | 1,098,000 | 1,385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 683,000 | 1,098,000 | 1,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,070,000 | 12,091,000 | 12,506,000 | 12,430,000 |
| Total capital | 13,108,000 | 13,119,000 | 13,513,000 | 13,434,000 |
| Risk-weighted assets | 83,039,000 | 85,079,000 | 87,364,000 | 84,096,000 |