Call reports 2013
MADISON VALLEY BANK — 2013
What MADISON VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 128,541,000 | 127,115,000 | 136,161,000 | 132,288,000 |
| Total loans | 74,891,000 | 74,066,000 | 73,794,000 | 72,144,000 |
| Allowance for loan losses | 1,133,000 | 1,102,000 | 1,066,000 | 1,045,000 |
| Securities available for sale | 31,399,000 | 32,028,000 | 35,050,000 | 37,038,000 |
| Securities held to maturity | 189,000 | 284,000 | 271,000 | 260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,887,000 | 116,071,000 | 124,619,000 | 120,816,000 |
| Interest-bearing deposits | 89,872,000 | 87,490,000 | 90,349,000 | 90,550,000 |
| Noninterest-bearing deposits | 27,015,000 | 28,581,000 | 34,270,000 | 30,266,000 |
| Equity capital | 11,432,000 | 10,800,000 | 11,202,000 | 11,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,802,000 | 4,216,000 | 5,619,000 |
| Interest expense | 131,000 | 245,000 | 349,000 | 450,000 |
| Net interest income | 1,211,000 | 2,557,000 | 3,867,000 | 5,169,000 |
| Noninterest income | 178,000 | 344,000 | 563,000 | 753,000 |
| Noninterest expense | 1,139,000 | 2,416,000 | 3,669,000 | 4,913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 485,000 | 761,000 | 1,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 485,000 | 761,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,325,000 | 11,310,000 | 11,586,000 | 11,734,000 |
| Total capital | 12,368,000 | 12,350,000 | 12,619,000 | 12,754,000 |
| Risk-weighted assets | 83,364,000 | 83,113,000 | 82,601,000 | 81,537,000 |