Call reports 2012
MADISON VALLEY BANK — 2012
What MADISON VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 123,453,000 | 123,115,000 | 131,961,000 | 128,692,000 |
| Total loans | 82,894,000 | 81,981,000 | 80,724,000 | 75,237,000 |
| Allowance for loan losses | 1,314,000 | 1,290,000 | 1,258,000 | 1,217,000 |
| Securities available for sale | 18,368,000 | 20,236,000 | 22,005,000 | 22,575,000 |
| Securities held to maturity | 439,000 | 406,000 | 212,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,400,000 | 111,950,000 | 120,552,000 | 117,199,000 |
| Interest-bearing deposits | 87,616,000 | 86,821,000 | 90,539,000 | 90,173,000 |
| Noninterest-bearing deposits | 24,784,000 | 25,129,000 | 30,013,000 | 27,026,000 |
| Equity capital | 10,836,000 | 10,950,000 | 11,107,000 | 11,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,042,000 | 4,480,000 | 5,955,000 |
| Interest expense | 173,000 | 331,000 | 481,000 | 620,000 |
| Net interest income | 1,336,000 | 2,711,000 | 3,999,000 | 5,335,000 |
| Noninterest income | 67,000 | 131,000 | 163,000 | 263,000 |
| Noninterest expense | 1,163,000 | 2,443,000 | 3,723,000 | 4,966,000 |
| Provision for loan losses | 103,000 | 217,000 | 217,000 | 280,000 |
| Pretax income | 137,000 | 182,000 | 222,000 | 352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 182,000 | 222,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,860,000 | 10,905,000 | 10,945,000 | 11,075,000 |
| Total capital | 11,960,000 | 11,996,000 | 12,023,000 | 12,091,000 |
| Risk-weighted assets | 87,771,000 | 87,101,000 | 86,075,000 | 81,116,000 |