Call reports 2010
MADISON VALLEY BANK — 2010
What MADISON VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,870,000 | 124,594,000 | 130,753,000 | 131,068,000 |
| Total loans | 98,526,000 | 97,417,000 | 95,593,000 | 91,087,000 |
| Allowance for loan losses | 890,000 | 1,251,000 | 1,361,000 | 1,303,000 |
| Securities available for sale | 4,121,000 | 3,984,000 | 8,614,000 | 9,542,000 |
| Securities held to maturity | 933,000 | 795,000 | 664,000 | 610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,439,000 | 113,988,000 | 119,888,000 | 120,084,000 |
| Interest-bearing deposits | 91,123,000 | 92,389,000 | 93,887,000 | 97,192,000 |
| Noninterest-bearing deposits | 18,316,000 | 21,599,000 | 26,001,000 | 22,892,000 |
| Equity capital | 11,027,000 | 10,166,000 | 10,458,000 | 10,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,860,000 | 3,592,000 | 5,340,000 | 6,968,000 |
| Interest expense | 368,000 | 723,000 | 1,034,000 | 1,331,000 |
| Net interest income | 1,492,000 | 2,869,000 | 4,306,000 | 5,637,000 |
| Noninterest income | 158,000 | 314,000 | 505,000 | 1,079,000 |
| Noninterest expense | 1,194,000 | 2,432,000 | 3,621,000 | 5,268,000 |
| Provision for loan losses | 50,000 | 779,000 | 894,000 | 934,000 |
| Pretax income | 406,000 | -28,000 | 296,000 | 514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | -28,000 | 296,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,975,000 | 10,091,000 | 10,415,000 | 10,633,000 |
| Total capital | 11,865,000 | 11,342,000 | 11,640,000 | 11,807,000 |
| Risk-weighted assets | 100,714,000 | 100,765,000 | 97,902,000 | 93,776,000 |