Call reports 2009
MADISON VALLEY BANK — 2009
What MADISON VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 86,406,000 | 93,277,000 | 124,637,000 | 124,535,000 |
| Total loans | 70,382,000 | 73,114,000 | 96,876,000 | 98,052,000 |
| Allowance for loan losses | 681,000 | 717,000 | 1,032,000 | 864,000 |
| Securities available for sale | 3,572,000 | 2,192,000 | 3,459,000 | 2,788,000 |
| Securities held to maturity | 1,162,000 | 1,076,000 | 2,197,000 | 1,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,155,000 | 85,117,000 | 113,556,000 | 113,329,000 |
| Interest-bearing deposits | 65,975,000 | 70,277,000 | 90,664,000 | 93,450,000 |
| Noninterest-bearing deposits | 12,180,000 | 14,840,000 | 22,892,000 | 19,879,000 |
| Equity capital | 7,858,000 | 7,693,000 | 10,466,000 | 10,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,902,000 | 5,941,000 | 7,771,000 |
| Interest expense | 365,000 | 729,000 | 1,343,000 | 1,748,000 |
| Net interest income | 1,083,000 | 2,173,000 | 4,598,000 | 6,023,000 |
| Noninterest income | 132,000 | 288,000 | 515,000 | 670,000 |
| Noninterest expense | 816,000 | 1,629,000 | 3,626,000 | 4,760,000 |
| Provision for loan losses | 23,000 | 63,000 | 188,000 | 228,000 |
| Pretax income | 376,000 | 769,000 | 1,299,000 | 1,705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | 769,000 | 1,299,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,789,000 | 7,655,000 | 10,388,000 | 10,569,000 |
| Total capital | 8,470,000 | 8,372,000 | 11,420,000 | 11,433,000 |
| Risk-weighted assets | 72,889,000 | 75,233,000 | 97,699,000 | 99,522,000 |