Call reports 2008
MADISON VALLEY BANK — 2008
What MADISON VALLEY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 87,492,000 | 98,604,000 | 91,169,000 | 86,219,000 |
| Total loans | 68,640,000 | 68,697,000 | 67,958,000 | 68,885,000 |
| Allowance for loan losses | 684,000 | 714,000 | 717,000 | 677,000 |
| Securities available for sale | 1,750,000 | 2,678,000 | 2,752,000 | 3,804,000 |
| Securities held to maturity | 1,671,000 | 1,613,000 | 1,466,000 | 1,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,469,000 | 90,887,000 | 83,237,000 | 78,147,000 |
| Interest-bearing deposits | 64,017,000 | 66,043,000 | 65,550,000 | 64,531,000 |
| Noninterest-bearing deposits | 15,452,000 | 24,844,000 | 17,687,000 | 13,616,000 |
| Equity capital | 7,469,000 | 7,147,000 | 7,308,000 | 7,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,043,000 | 4,573,000 | 6,050,000 |
| Interest expense | 534,000 | 1,012,000 | 1,445,000 | 1,861,000 |
| Net interest income | 1,009,000 | 2,031,000 | 3,128,000 | 4,189,000 |
| Noninterest income | 166,000 | 373,000 | 544,000 | 667,000 |
| Noninterest expense | 789,000 | 1,593,000 | 2,409,000 | 3,167,000 |
| Provision for loan losses | 0 | 45,000 | 45,000 | 45,000 |
| Pretax income | 386,000 | 766,000 | 1,218,000 | 1,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 766,000 | 1,218,000 | 1,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,469,000 | 7,219,000 | 7,311,000 | 7,413,000 |
| Total capital | 8,153,000 | 7,933,000 | 8,028,000 | 8,090,000 |
| Risk-weighted assets | 72,026,000 | 72,231,000 | 71,731,000 | 72,109,000 |