Call reports 2007
MADISON VALLEY BANK — 2007
What MADISON VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 84,410,000 | 88,900,000 | 87,684,000 | 87,539,000 |
| Total loans | 67,059,000 | 69,966,000 | 68,040,000 | 70,872,000 |
| Allowance for loan losses | 704,000 | 697,000 | 696,000 | 703,000 |
| Securities available for sale | 4,452,000 | 4,460,000 | 2,983,000 | 2,250,000 |
| Securities held to maturity | 2,102,000 | 2,050,000 | 2,002,000 | 1,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,633,000 | 74,354,000 | 79,973,000 | 78,494,000 |
| Interest-bearing deposits | 55,420,000 | 56,637,000 | 60,337,000 | 63,482,000 |
| Noninterest-bearing deposits | 14,213,000 | 17,717,000 | 19,636,000 | 15,012,000 |
| Equity capital | 6,899,000 | 6,723,000 | 7,108,000 | 7,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 3,010,000 | 4,602,000 | 6,227,000 |
| Interest expense | 494,000 | 1,052,000 | 1,611,000 | 2,141,000 |
| Net interest income | 991,000 | 1,958,000 | 2,991,000 | 4,086,000 |
| Noninterest income | 125,000 | 293,000 | 719,000 | 871,000 |
| Noninterest expense | 735,000 | 1,475,000 | 2,218,000 | 3,030,000 |
| Provision for loan losses | 30,000 | 30,000 | 35,000 | 62,000 |
| Pretax income | 349,000 | 744,000 | 1,454,000 | 1,862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 744,000 | 1,454,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,947,000 | 6,763,000 | 7,125,000 | 7,083,000 |
| Total capital | 7,651,000 | 7,460,000 | 7,821,000 | 7,786,000 |
| Risk-weighted assets | 69,029,000 | 72,151,000 | 69,583,000 | 70,305,000 |