Call reports 2006
MADISON VALLEY BANK — 2006
What MADISON VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,047,000 | 87,524,000 | 82,872,000 | 83,226,000 |
| Total loans | 64,123,000 | 68,117,000 | 65,775,000 | 66,106,000 |
| Allowance for loan losses | 622,000 | 641,000 | 664,000 | 664,000 |
| Securities available for sale | 6,447,000 | 6,447,000 | 5,452,000 | 4,960,000 |
| Securities held to maturity | 2,937,000 | 2,848,000 | 2,220,000 | 2,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,797,000 | 72,920,000 | 74,348,000 | 73,282,000 |
| Interest-bearing deposits | 57,879,000 | 54,683,000 | 55,211,000 | 56,831,000 |
| Noninterest-bearing deposits | 16,918,000 | 18,237,000 | 19,137,000 | 16,451,000 |
| Equity capital | 6,438,000 | 6,186,000 | 6,333,000 | 6,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,316,000 | 2,722,000 | 4,205,000 | 5,650,000 |
| Interest expense | 331,000 | 725,000 | 1,162,000 | 1,595,000 |
| Net interest income | 985,000 | 1,997,000 | 3,043,000 | 4,055,000 |
| Noninterest income | 121,000 | 242,000 | 389,000 | 517,000 |
| Noninterest expense | 654,000 | 1,314,000 | 2,034,000 | 2,696,000 |
| Provision for loan losses | 40,000 | 90,000 | 120,000 | 120,000 |
| Pretax income | 412,000 | 835,000 | 1,279,000 | 1,757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 835,000 | 1,279,000 | 1,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,527,000 | 6,275,000 | 6,421,000 | 6,599,000 |
| Total capital | 7,149,000 | 6,916,000 | 7,085,000 | 7,263,000 |
| Risk-weighted assets | 64,685,000 | 67,389,000 | 64,936,000 | 67,103,000 |