Call reports 2001
MADISON VALLEY BANK — 2001
What MADISON VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,077,000 | 50,650,000 | 57,059,000 | 57,642,000 |
| Total loans | 33,814,000 | 37,568,000 | 37,368,000 | 37,780,000 |
| Allowance for loan losses | 379,000 | 387,000 | 430,000 | 411,000 |
| Securities available for sale | 1,971,000 | 2,978,000 | 3,475,000 | 3,943,000 |
| Securities held to maturity | 4,138,000 | 2,891,000 | 2,991,000 | 3,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,776,000 | 45,034,000 | 51,416,000 | 51,875,000 |
| Interest-bearing deposits | 32,525,000 | 35,635,000 | 39,985,000 | 42,008,000 |
| Noninterest-bearing deposits | 9,251,000 | 9,399,000 | 11,431,000 | 9,867,000 |
| Equity capital | 4,582,000 | 4,742,000 | 4,852,000 | 4,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,953,000 | 2,950,000 | 3,935,000 |
| Interest expense | 366,000 | 736,000 | 1,138,000 | 1,522,000 |
| Net interest income | 580,000 | 1,217,000 | 1,812,000 | 2,413,000 |
| Noninterest income | 97,000 | 188,000 | 362,000 | 459,000 |
| Noninterest expense | 421,000 | 909,000 | 1,454,000 | 1,955,000 |
| Provision for loan losses | 42,000 | 54,000 | 104,000 | 104,000 |
| Pretax income | 214,000 | 442,000 | 616,000 | 813,000 |
| Income tax | 54,000 | 124,000 | 184,000 | 281,000 |
| Net income | 160,000 | 318,000 | 432,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,524,000 | 4,682,000 | 4,796,000 | 4,694,000 |
| Total capital | 4,903,000 | 5,069,000 | 5,226,000 | 5,105,000 |
| Risk-weighted assets | 36,327,000 | 40,395,000 | 39,689,000 | 40,759,000 |