Call reports 2025
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2025
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 432,978,000 | 417,002,000 | 438,411,000 | 465,073,000 |
| Total loans | 268,888,000 | 285,600,000 | 313,376,000 | 316,599,000 |
| Allowance for loan losses | 2,895,000 | 3,045,000 | 3,176,000 | 3,324,000 |
| Securities available for sale | 78,979,000 | 73,502,000 | 76,726,000 | 86,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,152,000 | 376,880,000 | 395,916,000 | 421,539,000 |
| Interest-bearing deposits | 328,157,000 | 309,590,000 | 322,552,000 | 346,483,000 |
| Noninterest-bearing deposits | 65,995,000 | 67,290,000 | 73,364,000 | 75,056,000 |
| Equity capital | 36,248,000 | 37,154,000 | 39,261,000 | 40,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,583,000 | 11,498,000 | 17,692,000 | 24,632,000 |
| Interest expense | 2,613,000 | 5,163,000 | 7,790,000 | 10,443,000 |
| Net interest income | 2,970,000 | 6,335,000 | 9,902,000 | 14,189,000 |
| Noninterest income | 244,000 | 535,000 | 799,000 | 1,058,000 |
| Noninterest expense | 1,837,000 | 3,729,000 | 5,618,000 | 7,675,000 |
| Provision for loan losses | 0 | 160,000 | 290,000 | 435,000 |
| Pretax income | 1,377,000 | 2,971,000 | 4,793,000 | 7,052,000 |
| Income tax | 346,000 | 731,000 | 1,178,000 | 1,715,000 |
| Net income | 1,031,000 | 2,240,000 | 3,615,000 | 5,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,144,000 | 43,704,000 | 45,078,000 | 46,151,000 |