Call reports 2023
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2023
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 310,907,000 | 330,789,000 | 333,752,000 | 343,720,000 |
| Total loans | 229,436,000 | 231,905,000 | 245,666,000 | 247,346,000 |
| Allowance for loan losses | 2,808,000 | 2,837,000 | 2,841,000 | 2,899,000 |
| Securities available for sale | 62,316,000 | 61,536,000 | 59,008,000 | 60,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,547,000 | 300,094,000 | 303,167,000 | 310,406,000 |
| Interest-bearing deposits | 213,143,000 | 232,168,000 | 238,711,000 | 246,575,000 |
| Noninterest-bearing deposits | 67,404,000 | 67,926,000 | 64,456,000 | 63,831,000 |
| Equity capital | 29,267,000 | 29,601,000 | 28,951,000 | 32,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 7,160,000 | 11,278,000 | 15,757,000 |
| Interest expense | 685,000 | 1,730,000 | 3,106,000 | 4,674,000 |
| Net interest income | 2,682,000 | 5,430,000 | 8,172,000 | 11,083,000 |
| Noninterest income | 246,000 | 528,000 | 780,000 | 1,043,000 |
| Noninterest expense | 1,699,000 | 3,402,000 | 5,100,000 | 6,723,000 |
| Provision for loan losses | 0 | 34,000 | 51,000 | 110,000 |
| Pretax income | 1,229,000 | 2,515,000 | 3,768,000 | 5,289,000 |
| Income tax | 271,000 | 553,000 | 827,000 | 1,161,000 |
| Net income | 958,000 | 1,962,000 | 2,941,000 | 4,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,881,000 | 37,502,000 | 38,481,000 | 39,194,000 |