Call reports 2022
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2022
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 297,034,000 | 295,616,000 | 301,568,000 | 313,858,000 |
| Total loans | 202,119,000 | 215,054,000 | 220,365,000 | 223,907,000 |
| Allowance for loan losses | 2,429,000 | 2,490,000 | 2,488,000 | 2,487,000 |
| Securities available for sale | 73,891,000 | 69,325,000 | 63,954,000 | 61,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,271,000 | 264,116,000 | 268,236,000 | 279,185,000 |
| Interest-bearing deposits | 204,622,000 | 201,644,000 | 200,750,000 | 209,759,000 |
| Noninterest-bearing deposits | 60,649,000 | 62,472,000 | 67,486,000 | 69,426,000 |
| Equity capital | 30,583,000 | 28,306,000 | 26,226,000 | 28,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,658,000 | 5,486,000 | 8,566,000 | 12,130,000 |
| Interest expense | 358,000 | 717,000 | 1,141,000 | 1,613,000 |
| Net interest income | 2,300,000 | 4,769,000 | 7,425,000 | 10,517,000 |
| Noninterest income | 213,000 | 461,000 | 715,000 | 956,000 |
| Noninterest expense | 1,551,000 | 3,155,000 | 4,791,000 | 6,311,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 60,000 |
| Pretax income | 962,000 | 2,030,000 | 3,304,000 | 5,117,000 |
| Income tax | 205,000 | 433,000 | 711,000 | 1,061,000 |
| Net income | 757,000 | 1,597,000 | 2,593,000 | 4,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,946,000 | 34,311,000 | 35,307,000 | 36,295,000 |