Call reports 2021
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2021
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 273,258,000 | 279,375,000 | 285,884,000 | 297,476,000 |
| Total loans | 183,660,000 | 179,708,000 | 180,243,000 | 193,220,000 |
| Allowance for loan losses | 2,122,000 | 2,105,000 | 2,111,000 | 2,429,000 |
| Securities available for sale | 70,072,000 | 69,476,000 | 74,006,000 | 72,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,759,000 | 244,750,000 | 249,837,000 | 262,785,000 |
| Interest-bearing deposits | 184,437,000 | 190,408,000 | 191,313,000 | 200,860,000 |
| Noninterest-bearing deposits | 55,322,000 | 54,342,000 | 58,524,000 | 61,925,000 |
| Equity capital | 32,463,000 | 33,306,000 | 34,453,000 | 33,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,467,000 | 4,984,000 | 7,476,000 | 10,435,000 |
| Interest expense | 404,000 | 795,000 | 1,179,000 | 1,559,000 |
| Net interest income | 2,063,000 | 4,189,000 | 6,297,000 | 8,876,000 |
| Noninterest income | 231,000 | 1,259,000 | 2,358,000 | 2,651,000 |
| Noninterest expense | 1,455,000 | 3,023,000 | 4,512,000 | 6,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 325,000 |
| Pretax income | 839,000 | 2,563,000 | 4,417,000 | 5,412,000 |
| Income tax | 175,000 | 568,000 | 984,000 | 1,187,000 |
| Net income | 664,000 | 1,995,000 | 3,433,000 | 4,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,078,000 | 31,934,000 | 33,371,000 | 33,189,000 |