Call reports 2020
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2020
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 235,062,000 | 258,792,000 | 257,365,000 | 265,571,000 |
| Total loans | 136,554,000 | 151,732,000 | 171,930,000 | 170,808,000 |
| Allowance for loan losses | 1,987,000 | 1,986,000 | 1,980,000 | 2,118,000 |
| Securities available for sale | 72,919,000 | 73,320,000 | 74,022,000 | 72,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,535,000 | 225,901,000 | 222,603,000 | 231,941,000 |
| Interest-bearing deposits | 163,596,000 | 174,791,000 | 171,971,000 | 181,496,000 |
| Noninterest-bearing deposits | 39,939,000 | 51,110,000 | 50,632,000 | 50,445,000 |
| Equity capital | 30,421,000 | 31,461,000 | 32,195,000 | 32,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,536,000 | 4,952,000 | 7,330,000 | 9,921,000 |
| Interest expense | 545,000 | 1,012,000 | 1,459,000 | 1,893,000 |
| Net interest income | 1,991,000 | 3,940,000 | 5,871,000 | 8,028,000 |
| Noninterest income | 70,000 | 264,000 | 469,000 | 853,000 |
| Noninterest expense | 1,492,000 | 2,997,000 | 4,481,000 | 5,931,000 |
| Provision for loan losses | 0 | 0 | 0 | 140,000 |
| Pretax income | 569,000 | 1,207,000 | 1,859,000 | 2,810,000 |
| Income tax | 91,000 | 192,000 | 302,000 | 471,000 |
| Net income | 478,000 | 1,015,000 | 1,557,000 | 2,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,503,000 | 29,565,000 | 30,107,000 | 30,414,000 |