Call reports 2019
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2019
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 222,136,000 | 226,330,000 | 229,567,000 | 234,351,000 |
| Total loans | 120,953,000 | 127,477,000 | 136,834,000 | 131,553,000 |
| Allowance for loan losses | 1,999,000 | 2,007,000 | 1,996,000 | 1,987,000 |
| Securities available for sale | 82,256,000 | 82,296,000 | 77,044,000 | 73,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,806,000 | 196,067,000 | 198,214,000 | 203,768,000 |
| Interest-bearing deposits | 153,618,000 | 155,631,000 | 158,253,000 | 164,577,000 |
| Noninterest-bearing deposits | 39,188,000 | 40,436,000 | 39,961,000 | 39,191,000 |
| Equity capital | 28,454,000 | 29,109,000 | 29,740,000 | 29,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,524,000 | 6,961,000 | 9,502,000 |
| Interest expense | 428,000 | 925,000 | 1,449,000 | 2,005,000 |
| Net interest income | 1,783,000 | 3,599,000 | 5,512,000 | 7,497,000 |
| Noninterest income | 187,000 | 401,000 | 556,000 | 756,000 |
| Noninterest expense | 1,445,000 | 2,937,000 | 4,399,000 | 5,821,000 |
| Provision for loan losses | 4,000 | 8,000 | 11,000 | 15,000 |
| Pretax income | 521,000 | 1,055,000 | 1,685,000 | 2,444,000 |
| Income tax | 51,000 | 116,000 | 213,000 | 313,000 |
| Net income | 470,000 | 939,000 | 1,472,000 | 2,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,613,000 | 28,607,000 | 29,140,000 | 29,025,000 |
| Total capital | 30,352,000 | 30,383,000 | 30,976,000 | 30,825,000 |
| Risk-weighted assets | 138,893,000 | 141,868,000 | 146,757,000 | 143,879,000 |