Call reports 2017
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2017
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 212,101,000 | 206,138,000 | 202,901,000 | 212,931,000 |
| Total loans | 95,402,000 | 99,187,000 | 99,046,000 | 103,314,000 |
| Allowance for loan losses | 2,103,000 | 2,105,000 | 2,097,000 | 1,999,000 |
| Securities available for sale | 95,916,000 | 93,723,000 | 90,821,000 | 89,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,500,000 | 176,796,000 | 173,090,000 | 184,672,000 |
| Interest-bearing deposits | 150,428,000 | 142,921,000 | 138,515,000 | 153,597,000 |
| Noninterest-bearing deposits | 33,072,000 | 33,875,000 | 34,575,000 | 31,075,000 |
| Equity capital | 26,396,000 | 26,898,000 | 27,182,000 | 25,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,847,000 | 5,878,000 | 7,919,000 |
| Interest expense | 287,000 | 573,000 | 857,000 | 1,150,000 |
| Net interest income | 1,626,000 | 3,274,000 | 5,021,000 | 6,769,000 |
| Noninterest income | 199,000 | 425,000 | 627,000 | 823,000 |
| Noninterest expense | 1,434,000 | 2,893,000 | 4,415,000 | 5,869,000 |
| Provision for loan losses | 4,000 | 8,000 | 11,000 | 15,000 |
| Pretax income | 387,000 | 798,000 | 1,222,000 | 1,708,000 |
| Income tax | 26,000 | 60,000 | 100,000 | 231,000 |
| Net income | 361,000 | 738,000 | 1,122,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,027,000 | 27,055,000 | 27,438,000 | 26,868,000 |
| Total capital | 28,550,000 | 28,595,000 | 29,006,000 | 28,495,000 |
| Risk-weighted assets | 121,276,000 | 122,594,000 | 124,925,000 | 129,848,000 |