Call reports 2015
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2015
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 207,296,000 | 204,786,000 | 205,906,000 | 215,288,000 |
| Total loans | 84,394,000 | 82,917,000 | 88,258,000 | 90,128,000 |
| Allowance for loan losses | 3,332,000 | 2,889,000 | 2,853,000 | 2,475,000 |
| Securities available for sale | 101,535,000 | 104,109,000 | 102,624,000 | 102,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,284,000 | 177,191,000 | 177,211,000 | 187,080,000 |
| Interest-bearing deposits | 148,601,000 | 146,546,000 | 148,428,000 | 155,753,000 |
| Noninterest-bearing deposits | 30,683,000 | 30,645,000 | 28,783,000 | 31,327,000 |
| Equity capital | 26,620,000 | 25,776,000 | 26,722,000 | 26,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,850,000 | 4,028,000 | 5,968,000 | 7,926,000 |
| Interest expense | 317,000 | 634,000 | 954,000 | 1,279,000 |
| Net interest income | 1,533,000 | 3,394,000 | 5,014,000 | 6,647,000 |
| Noninterest income | 73,000 | 235,000 | 431,000 | 638,000 |
| Noninterest expense | 1,426,000 | 3,001,000 | 4,494,000 | 5,980,000 |
| Provision for loan losses | 29,000 | 82,000 | 86,000 | 90,000 |
| Pretax income | 151,000 | 551,000 | 882,000 | 1,232,000 |
| Income tax | -66,000 | -66,000 | -66,000 | -19,000 |
| Net income | 217,000 | 617,000 | 948,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,648,000 | 25,699,000 | 26,029,000 | 25,982,000 |
| Total capital | 27,008,000 | 27,085,000 | 27,453,000 | 27,471,000 |
| Risk-weighted assets | 106,832,000 | 109,380,000 | 112,487,000 | 118,093,000 |