Call reports 2012
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2012
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 186,690,000 | 184,709,000 | 185,725,000 | 190,598,000 |
| Total loans | 113,809,000 | 112,533,000 | 111,996,000 | 112,907,000 |
| Allowance for loan losses | 1,646,000 | 1,780,000 | 1,913,000 | 1,931,000 |
| Securities available for sale | 54,407,000 | 54,091,000 | 56,804,000 | 58,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,222,000 | 156,605,000 | 157,098,000 | 162,490,000 |
| Interest-bearing deposits | 135,644,000 | 131,995,000 | 133,469,000 | 138,635,000 |
| Noninterest-bearing deposits | 23,578,000 | 24,610,000 | 23,629,000 | 23,855,000 |
| Equity capital | 25,161,000 | 25,764,000 | 26,244,000 | 25,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,441,000 | 6,619,000 | 8,871,000 |
| Interest expense | 501,000 | 994,000 | 1,446,000 | 1,881,000 |
| Net interest income | 1,710,000 | 3,447,000 | 5,173,000 | 6,990,000 |
| Noninterest income | 197,000 | 420,000 | 637,000 | 875,000 |
| Noninterest expense | 1,142,000 | 2,255,000 | 3,370,000 | 4,580,000 |
| Provision for loan losses | 114,000 | 288,000 | 421,000 | 1,035,000 |
| Pretax income | 651,000 | 1,324,000 | 2,019,000 | 2,250,000 |
| Income tax | 89,000 | 159,000 | 249,000 | 400,000 |
| Net income | 562,000 | 1,165,000 | 1,770,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,937,000 | 24,340,000 | 24,596,000 | 24,476,000 |
| Total capital | 25,553,000 | 25,936,000 | 26,189,000 | 26,087,000 |
| Risk-weighted assets | 129,250,000 | 127,487,000 | 127,151,000 | 128,518,000 |