Call reports 2011
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2011
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,435,000 | 178,591,000 | 184,411,000 | 181,644,000 |
| Total loans | 107,021,000 | 113,016,000 | 114,600,000 | 113,669,000 |
| Allowance for loan losses | 1,675,000 | 1,489,000 | 1,543,000 | 1,543,000 |
| Securities available for sale | 54,711,000 | 57,367,000 | 56,320,000 | 54,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,668,000 | 153,239,000 | 157,475,000 | 154,613,000 |
| Interest-bearing deposits | 129,370,000 | 128,462,000 | 132,787,000 | 131,008,000 |
| Noninterest-bearing deposits | 23,298,000 | 24,777,000 | 24,688,000 | 23,605,000 |
| Equity capital | 22,352,000 | 23,605,000 | 24,660,000 | 24,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,446,000 | 6,746,000 | 9,103,000 |
| Interest expense | 609,000 | 1,196,000 | 1,777,000 | 2,317,000 |
| Net interest income | 1,610,000 | 3,250,000 | 4,969,000 | 6,786,000 |
| Noninterest income | 177,000 | 384,000 | 591,000 | 810,000 |
| Noninterest expense | 1,079,000 | 2,193,000 | 3,308,000 | 4,525,000 |
| Provision for loan losses | 99,000 | 303,000 | 486,000 | 685,000 |
| Pretax income | 609,000 | 1,138,000 | 1,768,000 | 2,388,000 |
| Income tax | 90,000 | 110,000 | 214,000 | 286,000 |
| Net income | 519,000 | 1,028,000 | 1,554,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,243,000 | 22,751,000 | 23,278,000 | 23,526,000 |
| Total capital | 23,794,000 | 24,245,000 | 24,826,000 | 25,074,000 |
| Risk-weighted assets | 123,921,000 | 128,732,000 | 130,184,000 | 127,847,000 |