Call reports 2010
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2010
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 173,680,000 | 178,018,000 | 179,055,000 | 176,295,000 |
| Total loans | 101,522,000 | 105,403,000 | 109,235,000 | 111,782,000 |
| Allowance for loan losses | 1,248,000 | 1,298,000 | 1,398,000 | 1,589,000 |
| Securities available for sale | 57,662,000 | 55,884,000 | 56,238,000 | 54,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,809,000 | 152,330,000 | 151,725,000 | 152,382,000 |
| Interest-bearing deposits | 127,909,000 | 131,210,000 | 126,724,000 | 129,496,000 |
| Noninterest-bearing deposits | 20,900,000 | 21,120,000 | 25,001,000 | 22,886,000 |
| Equity capital | 23,190,000 | 23,667,000 | 24,979,000 | 22,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,474,000 | 6,731,000 | 9,068,000 |
| Interest expense | 773,000 | 1,550,000 | 2,274,000 | 2,935,000 |
| Net interest income | 1,469,000 | 2,924,000 | 4,457,000 | 6,133,000 |
| Noninterest income | 190,000 | 398,000 | 591,000 | 788,000 |
| Noninterest expense | 1,079,000 | 2,118,000 | 3,172,000 | 4,244,000 |
| Provision for loan losses | 44,000 | 103,000 | 216,000 | 420,000 |
| Pretax income | 539,000 | 1,104,000 | 1,663,000 | 2,260,000 |
| Income tax | 70,000 | 145,000 | 225,000 | 280,000 |
| Net income | 469,000 | 959,000 | 1,438,000 | 1,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,907,000 | 23,047,000 | 23,526,000 | 23,024,000 |
| Total capital | 24,160,000 | 24,350,000 | 24,929,000 | 24,618,000 |
| Risk-weighted assets | 116,493,000 | 120,624,000 | 124,329,000 | 128,211,000 |