Call reports 2009
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2009
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 157,161,000 | 163,756,000 | 168,148,000 | 173,311,000 |
| Total loans | 86,298,000 | 93,863,000 | 94,435,000 | 101,194,000 |
| Allowance for loan losses | 1,227,000 | 1,222,000 | 1,224,000 | 1,264,000 |
| Securities available for sale | 62,323,000 | 55,577,000 | 61,005,000 | 63,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,170,000 | 140,238,000 | 142,883,000 | 149,017,000 |
| Interest-bearing deposits | 113,482,000 | 118,902,000 | 121,676,000 | 126,624,000 |
| Noninterest-bearing deposits | 19,688,000 | 21,336,000 | 21,207,000 | 22,393,000 |
| Equity capital | 21,555,000 | 21,318,000 | 22,757,000 | 22,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,153,000 | 4,322,000 | 6,499,000 | 8,724,000 |
| Interest expense | 855,000 | 1,707,000 | 2,592,000 | 3,448,000 |
| Net interest income | 1,298,000 | 2,615,000 | 3,907,000 | 5,276,000 |
| Noninterest income | 198,000 | 421,000 | 639,000 | 874,000 |
| Noninterest expense | 961,000 | 2,030,000 | 3,065,000 | 4,044,000 |
| Provision for loan losses | 14,000 | 27,000 | 31,000 | 74,000 |
| Pretax income | 521,000 | 990,000 | 1,463,000 | 2,045,000 |
| Income tax | 98,000 | 162,000 | 219,000 | 303,000 |
| Net income | 423,000 | 828,000 | 1,244,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,819,000 | 21,874,000 | 22,289,000 | 22,438,000 |
| Total capital | 23,051,000 | 23,101,000 | 23,518,000 | 23,707,000 |
| Risk-weighted assets | 98,669,000 | 107,160,000 | 108,429,000 | 116,237,000 |