Call reports 2006
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2006
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 137,298,000 | 136,012,000 | 136,711,000 | 143,416,000 |
| Total loans | 73,641,000 | 72,590,000 | 71,546,000 | 75,010,000 |
| Allowance for loan losses | 1,164,000 | 1,147,000 | 1,158,000 | 1,145,000 |
| Securities available for sale | 53,476,000 | 52,979,000 | 55,829,000 | 55,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,201,000 | 116,074,000 | 115,825,000 | 122,435,000 |
| Interest-bearing deposits | 95,114,000 | 95,761,000 | 95,636,000 | 100,289,000 |
| Noninterest-bearing deposits | 22,087,000 | 20,313,000 | 20,189,000 | 22,146,000 |
| Equity capital | 17,707,000 | 17,467,000 | 18,407,000 | 18,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 4,052,000 | 6,175,000 | 8,443,000 |
| Interest expense | 698,000 | 1,472,000 | 2,335,000 | 3,269,000 |
| Net interest income | 1,294,000 | 2,580,000 | 3,840,000 | 5,174,000 |
| Noninterest income | 178,000 | 382,000 | 574,000 | 769,000 |
| Noninterest expense | 888,000 | 1,820,000 | 2,728,000 | 3,744,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 579,000 | 1,132,000 | 1,671,000 | 2,179,000 |
| Income tax | 108,000 | 206,000 | 299,000 | 382,000 |
| Net income | 471,000 | 926,000 | 1,372,000 | 1,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,801,000 | 18,006,000 | 18,202,000 | 18,427,000 |
| Total capital | 18,893,000 | 19,088,000 | 19,275,000 | 19,540,000 |
| Risk-weighted assets | 87,278,000 | 86,503,000 | 85,746,000 | 88,996,000 |