Call reports 2004
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2004
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 130,987,000 | 130,247,000 | 130,225,000 | 129,651,000 |
| Total loans | 68,146,000 | 63,696,000 | 64,471,000 | 66,243,000 |
| Allowance for loan losses | 1,177,000 | 1,197,000 | 1,114,000 | 1,061,000 |
| Securities available for sale | 54,028,000 | 56,596,000 | 54,189,000 | 52,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,138,000 | 110,868,000 | 110,490,000 | 110,259,000 |
| Interest-bearing deposits | 91,601,000 | 91,536,000 | 89,380,000 | 89,769,000 |
| Noninterest-bearing deposits | 18,537,000 | 19,332,000 | 21,110,000 | 20,490,000 |
| Equity capital | 16,379,000 | 15,508,000 | 16,648,000 | 16,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,397,000 | 5,109,000 | 6,826,000 |
| Interest expense | 548,000 | 1,086,000 | 1,617,000 | 2,118,000 |
| Net interest income | 1,163,000 | 2,311,000 | 3,492,000 | 4,708,000 |
| Noninterest income | 164,000 | 348,000 | 529,000 | 705,000 |
| Noninterest expense | 814,000 | 1,649,000 | 2,490,000 | 3,395,000 |
| Provision for loan losses | 30,000 | 60,000 | 115,000 | 130,000 |
| Pretax income | 483,000 | 950,000 | 1,416,000 | 1,888,000 |
| Income tax | 89,000 | 170,000 | 248,000 | 324,000 |
| Net income | 394,000 | 780,000 | 1,168,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,224,000 | 15,410,000 | 15,798,000 | 15,994,000 |
| Total capital | 16,207,000 | 16,362,000 | 16,763,000 | 16,993,000 |
| Risk-weighted assets | 78,424,000 | 75,917,000 | 77,020,000 | 79,839,000 |