Call reports 2002
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2002
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,445,000 | 107,713,000 | 109,174,000 | 113,082,000 |
| Total loans | 61,795,000 | 63,516,000 | 64,871,000 | 67,441,000 |
| Allowance for loan losses | 1,178,000 | 1,193,000 | 1,085,000 | 1,012,000 |
| Securities available for sale | 34,016,000 | 37,629,000 | 37,275,000 | 35,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,275,000 | 90,002,000 | 90,378,000 | 94,451,000 |
| Interest-bearing deposits | 72,623,000 | 73,694,000 | 73,371,000 | 77,653,000 |
| Noninterest-bearing deposits | 15,652,000 | 16,308,000 | 17,007,000 | 16,798,000 |
| Equity capital | 13,280,000 | 13,877,000 | 14,693,000 | 14,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,316,000 | 4,939,000 | 6,578,000 |
| Interest expense | 687,000 | 1,356,000 | 1,989,000 | 2,586,000 |
| Net interest income | 992,000 | 1,960,000 | 2,950,000 | 3,992,000 |
| Noninterest income | 119,000 | 272,000 | 394,000 | 524,000 |
| Noninterest expense | 707,000 | 1,438,000 | 2,185,000 | 2,951,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 60,000 |
| Pretax income | 404,000 | 794,000 | 1,139,000 | 1,515,000 |
| Income tax | 83,000 | 152,000 | 200,000 | 258,000 |
| Net income | 321,000 | 642,000 | 939,000 | 1,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,194,000 | 13,314,000 | 13,612,000 | 13,730,000 |
| Total capital | 14,063,000 | 14,203,000 | 14,511,000 | 14,662,000 |
| Risk-weighted assets | 69,189,000 | 70,824,000 | 71,764,000 | 74,501,000 |