Call reports 2001
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE — 2001
What FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,148,000 | 102,425,000 | 102,880,000 | 104,587,000 |
| Total loans | 59,469,000 | 60,315,000 | 63,368,000 | 64,289,000 |
| Allowance for loan losses | 1,093,000 | 1,110,000 | 1,178,000 | 1,169,000 |
| Securities available for sale | 36,880,000 | 33,137,000 | 29,146,000 | 30,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,165,000 | 86,560,000 | 85,203,000 | 87,449,000 |
| Interest-bearing deposits | 69,437,000 | 71,244,000 | 69,127,000 | 70,833,000 |
| Noninterest-bearing deposits | 14,728,000 | 15,316,000 | 16,076,000 | 16,616,000 |
| Equity capital | 12,619,000 | 12,883,000 | 13,391,000 | 13,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,964,000 | 3,892,000 | 5,769,000 | 7,533,000 |
| Interest expense | 841,000 | 1,669,000 | 2,453,000 | 3,192,000 |
| Net interest income | 1,123,000 | 2,223,000 | 3,316,000 | 4,341,000 |
| Noninterest income | 118,000 | 263,000 | 387,000 | 533,000 |
| Noninterest expense | 701,000 | 1,410,000 | 2,131,000 | 3,060,000 |
| Provision for loan losses | 0 | 30,000 | 120,000 | 180,000 |
| Pretax income | 540,000 | 1,046,000 | 1,452,000 | 1,634,000 |
| Income tax | 141,000 | 272,000 | 368,000 | 386,000 |
| Net income | 399,000 | 774,000 | 1,084,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,223,000 | 12,499,000 | 12,808,000 | 12,873,000 |
| Total capital | 13,044,000 | 13,329,000 | 13,676,000 | 13,751,000 |
| Risk-weighted assets | 65,388,000 | 66,091,000 | 69,121,000 | 69,986,000 |