Call reports 2026
LEGACY BANK — 2026
What LEGACY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 694,019,000 | 686,469,000 |
| Total loans | 410,057,000 | 420,692,000 |
| Allowance for loan losses | 6,409,000 | 6,715,000 |
| Securities available for sale | 196,130,000 | 194,749,000 |
| Securities held to maturity | 24,490,000 | 13,485,000 |
| Trading assets | 0 | 0 |
| Total deposits | 631,652,000 | 624,807,000 |
| Interest-bearing deposits | 501,782,000 | 493,759,000 |
| Noninterest-bearing deposits | 129,870,000 | 131,048,000 |
| Equity capital | 58,230,000 | 57,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,006,000 | 19,823,000 |
| Interest expense | 3,092,000 | 6,325,000 |
| Net interest income | 6,914,000 | 13,498,000 |
| Noninterest income | 850,000 | 1,466,000 |
| Noninterest expense | 6,902,000 | 13,806,000 |
| Provision for loan losses | 154,000 | 232,000 |
| Pretax income | 708,000 | 876,000 |
| Income tax | 125,000 | 113,000 |
| Net income | 583,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 58,659,000 | 58,547,000 |
| Total capital | 63,438,000 | 63,503,000 |
| Risk-weighted assets | 380,656,000 | 394,657,000 |