Call reports 2025
LEGACY BANK — 2025
What LEGACY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 632,090,000 | 642,440,000 | 644,911,000 | 660,695,000 |
| Total loans | 372,797,000 | 374,973,000 | 391,558,000 | 394,997,000 |
| Allowance for loan losses | 5,649,000 | 5,770,000 | 6,039,000 | 6,289,000 |
| Securities available for sale | 145,065,000 | 178,456,000 | 188,171,000 | 178,270,000 |
| Securities held to maturity | 32,909,000 | 27,490,000 | 22,775,000 | 22,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,305,000 | 579,624,000 | 579,654,000 | 596,321,000 |
| Interest-bearing deposits | 444,353,000 | 448,664,000 | 456,200,000 | 470,794,000 |
| Noninterest-bearing deposits | 125,952,000 | 130,960,000 | 123,454,000 | 125,527,000 |
| Equity capital | 57,933,000 | 58,248,000 | 60,271,000 | 59,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,866,000 | 19,646,000 | 29,557,000 | 39,573,000 |
| Interest expense | 3,024,000 | 6,070,000 | 9,100,000 | 12,166,000 |
| Net interest income | 6,842,000 | 13,576,000 | 20,457,000 | 27,407,000 |
| Noninterest income | 1,591,000 | 2,391,000 | 3,467,000 | 5,578,000 |
| Noninterest expense | 6,510,000 | 13,517,000 | 20,387,000 | 27,452,000 |
| Provision for loan losses | 96,000 | 245,000 | 400,000 | -1,435,000 |
| Pretax income | 1,777,000 | 2,171,000 | 3,091,000 | 6,922,000 |
| Income tax | 405,000 | 466,000 | 598,000 | 1,480,000 |
| Net income | 1,372,000 | 1,705,000 | 2,493,000 | 5,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,006,000 | 58,340,000 | 59,128,000 | 58,077,000 |
| Total capital | 62,297,000 | 62,652,000 | 63,578,000 | 62,638,000 |
| Risk-weighted assets | 341,910,000 | 343,449,000 | 354,385,000 | 363,094,000 |