Call reports 2024
LEGACY BANK — 2024
What LEGACY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 595,692,000 | 605,446,000 | 599,776,000 | 618,497,000 |
| Total loans | 359,030,000 | 366,348,000 | 373,472,000 | 377,961,000 |
| Allowance for loan losses | 5,889,000 | 6,069,000 | 5,902,000 | 5,646,000 |
| Securities available for sale | 151,383,000 | 116,410,000 | 205,000 | 153,616,000 |
| Securities held to maturity | 13,630,000 | 24,976,000 | 30,748,000 | 30,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,607,000 | 543,334,000 | 538,408,000 | 558,297,000 |
| Interest-bearing deposits | 393,124,000 | 401,002,000 | 409,581,000 | 427,147,000 |
| Noninterest-bearing deposits | 140,483,000 | 142,332,000 | 128,827,000 | 131,150,000 |
| Equity capital | 58,000,000 | 57,798,000 | 57,046,000 | 56,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,025,000 | 19,559,000 | 29,438,000 | 39,011,000 |
| Interest expense | 2,810,000 | 5,765,000 | 8,920,000 | 12,145,000 |
| Net interest income | 7,215,000 | 13,794,000 | 20,518,000 | 26,866,000 |
| Noninterest income | 778,000 | 1,554,000 | 2,356,000 | 3,134,000 |
| Noninterest expense | 6,476,000 | 13,224,000 | 20,361,000 | 27,535,000 |
| Provision for loan losses | 147,000 | 296,000 | 1,447,000 | 1,658,000 |
| Pretax income | 1,370,000 | 1,828,000 | 1,066,000 | 807,000 |
| Income tax | 83,000 | 156,000 | 69,000 | 223,000 |
| Net income | 1,287,000 | 1,672,000 | 997,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,107,000 | 57,900,000 | 57,048,000 | 56,635,000 |
| Total capital | 62,319,000 | 62,195,000 | 61,451,000 | 61,093,000 |
| Risk-weighted assets | 335,278,000 | 341,809,000 | 350,715,000 | 355,475,000 |