Call reports 2023
LEGACY BANK — 2023
What LEGACY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 610,107,000 | 608,769,000 | 606,463,000 | 594,453,000 |
| Total loans | 368,281,000 | 364,119,000 | 359,945,000 | 352,661,000 |
| Allowance for loan losses | 6,094,000 | 6,194,000 | 6,372,000 | 5,848,000 |
| Securities available for sale | 2,222,000 | 2,204,000 | 170,628,000 | 2,203,000 |
| Securities held to maturity | 1,515,000 | 6,776,000 | 13,628,000 | 13,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,716,000 | 542,470,000 | 539,558,000 | 531,995,000 |
| Interest-bearing deposits | 390,297,000 | 390,376,000 | 393,736,000 | 388,132,000 |
| Noninterest-bearing deposits | 153,419,000 | 152,094,000 | 145,822,000 | 143,863,000 |
| Equity capital | 58,215,000 | 58,276,000 | 58,772,000 | 56,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,896,000 | 17,799,000 | 26,732,000 | 36,074,000 |
| Interest expense | 1,957,000 | 4,515,000 | 7,218,000 | 10,013,000 |
| Net interest income | 6,939,000 | 13,284,000 | 19,514,000 | 26,061,000 |
| Noninterest income | 793,000 | 1,556,000 | 2,352,000 | 3,158,000 |
| Noninterest expense | 6,001,000 | 12,175,000 | 18,195,000 | 24,600,000 |
| Provision for loan losses | 101,000 | 204,000 | 354,000 | 4,504,000 |
| Pretax income | 1,630,000 | 2,461,000 | 3,317,000 | 115,000 |
| Income tax | 517,000 | 770,000 | 1,042,000 | -82,000 |
| Net income | 1,113,000 | 1,691,000 | 2,275,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,248,000 | 58,314,000 | 58,898,000 | 56,820,000 |
| Total capital | 62,419,000 | 62,522,000 | 63,102,000 | 60,941,000 |
| Risk-weighted assets | 331,785,000 | 334,658,000 | 334,197,000 | 327,937,000 |