Call reports 2022
LEGACY BANK — 2022
What LEGACY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 797,484,000 | 704,619,000 | 699,695,000 | 629,791,000 |
| Total loans | 551,214,000 | 466,466,000 | 425,830,000 | 368,533,000 |
| Allowance for loan losses | 4,842,000 | 5,199,000 | 5,646,000 | 5,950,000 |
| Securities available for sale | 6,375,000 | 312,000 | 293,000 | 101,553,000 |
| Securities held to maturity | 5,979,000 | 5,820,000 | 3,621,000 | 1,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,355,000 | 547,542,000 | 567,541,000 | 556,186,000 |
| Interest-bearing deposits | 375,827,000 | 372,617,000 | 379,089,000 | 386,670,000 |
| Noninterest-bearing deposits | 178,528,000 | 174,925,000 | 188,452,000 | 169,516,000 |
| Equity capital | 53,893,000 | 54,945,000 | 55,306,000 | 57,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,033,000 | 16,362,000 | 24,551,000 | 34,467,000 |
| Interest expense | 425,000 | 933,000 | 1,872,000 | 3,370,000 |
| Net interest income | 7,608,000 | 15,429,000 | 22,679,000 | 31,097,000 |
| Noninterest income | 971,000 | 1,913,000 | 2,700,000 | 3,414,000 |
| Noninterest expense | 5,479,000 | 10,646,000 | 15,989,000 | 22,237,000 |
| Provision for loan losses | 148,000 | 467,000 | 863,000 | 1,159,000 |
| Pretax income | 2,952,000 | 6,243,000 | 8,541,000 | 11,129,000 |
| Income tax | 226,000 | 1,193,000 | 1,916,000 | 1,296,000 |
| Net income | 2,726,000 | 5,050,000 | 6,625,000 | 9,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,881,000 | 54,951,000 | 55,315,000 | 57,940,000 |
| Total capital | 58,245,000 | 59,150,000 | 59,460,000 | 62,076,000 |
| Risk-weighted assets | 348,704,000 | 334,955,000 | 330,150,000 | 329,098,000 |